What do you need from your next home?
More room, a shorter commute or a different neighbourhood? Decide what you need and where you can be flexible. Work out a monthly budget that leaves room for upkeep and daily life. Home prices can go down as well as up.
Get the financing conversation started.
Ask your lender what documents they need and use their secure channel to send them. Keep financial records out of the website chat. Tell Sue your price range and timing so you can focus on homes that suit you.
Choose an agent you can work with.
Ask about experience with the homes you’re considering, how you’ll stay in touch and who will be available to help. Before signing a representation agreement, understand the services, fees, term and how it can end. You should have room to ask questions and make your own decision.
Look closely, and compare each home.
At each viewing, note the layout, condition, light, noise, parking and any likely repairs. Try the commute and check school information directly with the school board. Tell Sue what you liked and what didn’t work, so the next round of viewings is more useful.
Know what’s in your offer.
Go through the price, deposit, included items and deadlines before signing. Financing and inspection conditions need to be part of the agreement; they aren’t automatic. For a resale condo, make time for your lawyer to review the status certificate and supporting documents.
Getting ready for the keys.
Plan any revisit allowed by the agreement, insurance, utilities and movers in advance. Flag problems to Sue and your lawyer promptly. Your lawyer will confirm funds and key release. Verify payment instructions using a telephone number you already trust, rather than relying on a new email alone.
Keep exploring
A PERSONAL CONVERSATION